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Participant Accident

Participant Coverage with HSR

Coverage pays for medical bills incurred when participants are injured in a covered accident. Coverage responds regardless of fault or negligence and is often used as a risk management tool to help protect an organization’s General Liability policy, as well as the organization’s balance sheet.

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Our Programs

Youth and Adult Sports

Mitigate the risks inherent in sports with tailored participant accident coverage from HSR, ensuring protection for youth and adult athletes across a variety of traditional and emerging sports.

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National Governing Bodies

Coverage for thousands participating in sanctioned activities nationwide, ensuring their commitment and resilience shine through.

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Day Cares

Ensure the safety of children in day care with essential accident medical coverage, providing peace of mind for working parents and protecting their little ones from unforeseen incidents.

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Camps

Ensure the safety of campers with HSR’s customized accident insurance, covering everything from minor injuries to major accidents, so you can focus on providing a great camp experience.

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Church Groups

Protect your church or religious group with HSR's tailored coverage, designed to meet the unique needs of your community. From youth group activities and senior events to festivals, volunteer groups, and childcare, we've got you covered so you can focus on your mission.

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Student Travel

Unfortunately, accidents happen away from home and things don’t always go as planned which is why Student Travel insurance from HSR can help provide peace of mind while students are traveling, whether domestically or internationally.

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Special Events

Protect participants, volunteers, and guests at your events with tailored accident insurance that offers peace of mind, no matter the size or type of event.

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Get Started with HSR

When you partner with us, you get the claims management support needed to keep costs low and efficiency high. Contact us today to get started with our trusted services.