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For Agents & Brokers

Custom Accident Insurance Solutions for All Your Clients Needs

Need custom accident insurance coverage that’s a perfect fit for your clients? HSR is your one-stop shop for accident insurance policy underwriting, claims services, and more.

With our broad range of policies to choose from and 95% of quotes delivered within 48 hours, we help you stay competitive and serve your clients well.

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Your One-Stop Shop for Accident Insurance

For over 45 years, HSR has helped give peace of mind to organizations of all sizes through our wide range of accident insurance programs. From high school athletics to national youth organizations, we offer the right coverage for your clients’ needs, at competitive rates.

Accident Insurance Programs

From daycare camps to national governing bodies, our programs are designed to serve organizations of all shapes and sizes. 

Fast Claims Processing

We make sure claims are processed accurately and quickly -  typically within 15 days or less -  even during busy seasons.

Customizable Policies

We help you tailor coverage to meet the specific risks and needs of each client, giving them the right coverage at the right price.

No Games

Our policies are customizable and our goal is to provide straightforward terms and coverage, ensuring you and your clients know exactly what to expect.

The HSR Difference

When it comes to choosing an insurance partner, you want a provider that not only understands the industry but also makes your job easier. At HSR, we’re committed to providing the support, efficiency, and expertise you need to succeed. 

Fast Policy Quotes

Unlike some providers, we understand that you can’t always wait around for policy options. That’s why we deliver 95% of our quotes within 48 hours, helping you secure quotes quickly and efficiently.

Dedicated Support

Our team is here to assist you at every step, from onboarding to claims processing. With a single point of contact, we simplify communication, so you can focus on what you do best—serving your clients.

Easy Startup

We know your time is valuable, which is why we’ve made our appointment process fast and easy. With no volume requirements and quick onboarding, you can start working with us the same day you’re appointed.

Proven Expertise

After over 40 years of providing tailored accident insurance solutions, we’re happy to share our experience with you. That way you can give your clients the exact policies for their needs, positioning you as their trusted expert.

Become and Appointed Agent

Get Appointed With HSR

Becoming an appointed agent with HSR is quick and straightforward. Our simple appointment process has no volume requirements, so whether you’re managing 1 account or 100, we’ve got you covered. Best of all, we can get you up and running the same day, so you can start offering our comprehensive insurance solutions without delay.

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Honest Feedback 

Our customers are our best marketers

 

"We needed a trusted administrator with expertise in the products we write and a commitment to excellent customer service for our clients. HSR has been a great partner for over 15 years, and they’re my top choice when clients need a claims administrator. Their portal makes it easy to access real-time loss reports, which I appreciate as an underwriter. What impresses me most is their professionalism and deep knowledge of the A&H space. Every team member has a service-oriented mindset, truly dedicated to helping solve any issues. I look forward to many more years of working with them."
"In 1994, CIGNA faced major issues with a TPA that didn’t understand Excess PAI coverage, creating a nightmare for our clients. That's when we turned to HSR, and they truly stood out. Their unique blend of administration and entrepreneurial expertise set them apart from other providers. Now, 30 years later, we’re still working with HSR, which speaks volumes about the results. They understand claims administration is more than just cutting checks—they anticipate and solve problems before they arise. Any organization dealing with complex, 'out-of-the-box' coverage will find a reliable partner in HSR. Their swift, smart, and effective responses make all the difference."
"HSR has been a trusted partner for over 40 years, consistently delivering quality products and superior service. They’ve successfully underwritten, administered, and met the needs of our clients in a highly specialized marketplace, offering continuity and stability. Their professionalism, competitive pricing, and exceptional claims administration stand out, as does their investment in enhanced technology. HSR is an ideal partner for organizations such as universities, K-12 schools, camps, athletic organizations, and more. We couldn’t be more pleased with our long-standing partnership and the value they bring."
"Mutual of Omaha has enjoyed a nearly 20-year partnership with HSR, and their excellent customer service and claims handling set them apart. While we know there are other options, HSR's professionalism and expertise make them the perfect match for us. What impresses us most is their people and their knowledge. They consistently provide prompt and accurate responses and truly look out for our interests. We highly recommend HSR to anyone seeking a reliable, hardworking TPA that continuously invests in improving their technology and service."
"I needed a trusted TPA that could act as an extension of my team, and HSR has been the perfect partner. What set them apart was the people—I can always rely on them for prompt, professional support. Working with HSR has been so fantastic that they are now my go-to for all TPA services across multiple insurance carriers. Their professionalism, empathy, and efficiency make them invaluable to me and my clients, and I highly recommend them to other brokers and carriers."
"I've worked with HSR for 30 years, and their expertise in Excess Accident coverage is unmatched. They don’t just cut checks—they truly understand claims administration and anticipate issues before they arise. Their combination of administration and entrepreneurial insight sets them apart, making them my go-to partner for nearly three decades."
"HSR has provided exceptional insurance products and service for over 40 years, offering stability and professionalism in a specialized market. Their leadership, team, and advanced claims administration set them apart, making them our trusted partner."
"HSR demonstrates an impressive depth of knowledge and expertise in handling accident medical claims. In addition to technical proficiency, their approachability, genuine friendliness, and solution-driven strategy makes working with HSR an absolute pleaser. HSR is a true asset to the claims administration field."

Loss Run Access

Online 24/7 loss run access is available for insurance carriers. Agents and Policyholder access is also available upon approval.

Make a Payment

Need to send a payment? Click below for detailed instructions on how to pay your policy premiums or fees, including options for check and ACH payments.

Frequently Asked Questions

Most likely, yes! We are an open-brokerage MGU and work with over 500 agencies nationwide. We have a very simple appointment process (link to that page) to get you appointed. However, we can provide a quote prior to getting you appointed. The only exception to our open-brokerage arrangement is for K12 Student Insurance in Texas and Arkansas where we operate on a closed, limited distribution model with select agents only.

Yes, please contact your designated underwriter, or send the AOR to [email protected].

One of the best parts of working with HSR is our exceptional turnaround time. Gone are the days of wondering why it takes so long to get a quote. More than 95% of our quotes are provided within 48 hours.

We are a full service MGU with underwriting authority on behalf of multiple carriers rated A, XV or better by A.M. Best. In addition, we have access to nearly all of the Accident Insurance marketplace and enjoy trading relationships with over 15 insurance companies so we can most likely provide a quote for any risk you may have.