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About Health Special Risk

Health Special Risk, Inc. (HSR) was acquired by Arrowhead General Insurance Agency, Inc., a wholly-owned subsidiary of Brown & Brown, Inc. (B&B) on July 1, 2018. HSR is now one of over 245 operating profit centers within B&B and the HSR team will continue to operate from its headquarters in Carrollton, Texas and its MGU operation in Mendota Heights, Minnesota. In 2018 Brown & Brown, Inc. employed over 9,000 teammates and had revenues in excess of $2.0 billion. B&B has been in operation since 1939 and is headquartered in Daytona Beach, FL. It operates as a very decentralized organization whose operations are conducted through its profit centers throughout the United States, Bermuda and the United Kingdom. HSR, which has been in business for almost 40 years, is one of the nation’s leading Third-Party Claims Administrators (TPA) and Managing General Underwriters (MGU) in the Special Risk and Accident & Health insurance marketplace. HSR operates under its TPA and Accident & Health producer licenses in all fifty states. Thomas J. Lenihan III remains HSR’s President and Profit Center Leader and serves on the HSR Disaster Recovery & Business Continuity Management Team. Philip K. Munson is now Executive Vice President and will continue to oversee the MGU operations of HSR.

HSR prides itself on the diversity of products offered, services provided, and the employees who make our operation a true success. Backed by state-of-the-art technologies and outstanding customer service, HSR has grown to a national organization with a superior reputation for delivering on what we promise. Our employees pride themselves on providing the highest levels of administrative services in the industry. Our company and client list attests to that success.

We administer claims for AD&D; Accident Medical; Sickness; Disability, Trip/Travel, Personal Effects, Baggage, and Towing benefits. In addition, our MGU operation has “the pen” to underwrite and administer large blocks of Special Risk programs for four companies in addition to brokering for another five. We are currently authorized to pay claims as a TPA for Special Risk, College Accident & Health, and Travel products for ten national insurance companies.

Health Special Risk, Inc. - America’s premier TPA and MGU
for Accident & Health, Special Risk, and Travel Insurance.

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